Discharging Your Debt

Discharging Your Debt in Oklahoma

Retain an Insightful Bankruptcy Lawyer

Whether you are planning to file for Chapter 7 or Chapter 13 bankruptcy, you may be able to discharge a large portion of your debts. Under federal law, consumers that file for bankruptcy protection can be released from certain debt obligations through the discharge process. This means the creditors tied to that debt can no longer take any action to collect from the debtor.

Chapter 7 typically provides more opportunity for a discharge of debts, while Chapter 13 is more focused on repaying creditors in a more manageable way. Both include many types of debts that can be discharged, allowing the debtor to move forward with the fear of creditor harassment or collection actions. When you meet with us to discuss your financial situation, we will make sure that you pursue the right option for your case. Our goal is to help you discharge as much debt as possible through your filing.

Don't live with debt any longer! Call now to learn more about discharging your debts.

What can be discharged in bankruptcy?

Bankruptcy was designed to help consumers eliminate debts that they can no longer manager, getting them back on their feet again. While there are certain debts that cannot be discharged in bankruptcy, such as child support, restitution, and alimony, it can still provide significant relief for consumers. Many times, you can work with a lawyer to get more than expected discharged.

When filing for bankruptcy, you can discharge the following types of debt:

  • Unsecured loans
  • Older tax debt and penalties
  • Medical expenses and bills
  • Credit card debt
  • Business debts
  • Past due rent and utility bills

It is important to keep in mind that some discharges are specific to your financial situation and the chapter of bankruptcy that you file under. For example, you may not be able to discharge the same types of debts if you file for Chapter 13 bankruptcy instead of Chapter 7. This is why you should retain counsel from a knowledgeable bankruptcy lawyer from our firm who can review the details of your case and ensure you are filing under the best possible chapter.

Ready to eliminate your debt? Fill out a free case evaluation!

Many people do not realize how much of their debt can be discharged in the bankruptcy process. Not only that, but they can often exempt much more of their property than they expected. When you call on Alexander Hilton & Associates, we will help you determine what debts can be discharged and what property can be protected through exemptions, maximizing your filing.

Reach out to our firm today to discuss how discharging your debts can help create the financial freedom you deserve! Get started now by filling out a free case evaluation to set up a consultation with our firm.

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