Oklahoma Chapter 7 Bankruptcy Lawyer

Dealing with Debt? Call (405) 294-4330 for a Free Consultation.

There are few things more overwhelming than struggling with the heavy burden of debt. It could feel as though you are constantly rolling a boulder uphill only to have it roll down over you without any care for your welfare. Though your situation may feel helpless, you do have options with the help of our firm. At Alexander Hilton & Associates, our Chapter 7 bankruptcy attorneys in Oklahoma never judge your situation.

Time is money, and unfortunately, the longer you wait to get help, the direr your situation can get. Though it may seem tempting to just ignore the situation until it goes away, refusing to get help could actually end up being the worst possible thing you can do for yourself at this time.

How Filing for Chapter 7 Can Help You

When filing, it is imperative that you understand what filing can do for you as a consumer debtor. Though many people assume that bankruptcy simply wipes away all forms of debt, this is unfortunately not the case. Certain debts cannot be discharged through Chapter 7, such as debts incurred due to failure to pay child support.

Put an End to Your Debts by Filing for Chapter 7

Financial hardship can befall anyone for any amount of reasons. From failed business ventures to medical emergencies, debt can be experienced by anyone from any walk of life. At Alexander Hilton & Associates, our Oklahoma Chapter 7 lawyers strive to provide reasonable solutions that can help you regain control of your finances and help you get a fresh start.

How to Qualify for Chapter 7

In order to qualify, the consumer debtor must first take and pass a "means test." The means test essentially evaluates the individual's financial standing and determines if they have enough disposable income to qualify for Chapter 7. If the debtor has the reasonable financial means to pay off their debt, Chapter 13 may be a better option.

How Does Chapter 7 Work?

First, an automatic stay will be put in place to halt all creditors and collection action. Often referred to as "debt liquidation," a debtor will sell any nonexempt property and use the proceeds from the property to settle any debts with creditors. Once your property has been seized, sold, and distributed, your debts can be discharged and you will no longer have an obligation to your creditors.

Providing Personalized Service in Oklahoma Since 1990

Since our firm's inception in 1990, Alexander Hilton & Associates has been representing the rights and interests of consumers throughout the state. We take your rights, your interests, and your financial stability seriously. In some cases, bankruptcy might not be the best option for you -- you will not be turned away. Our Oklahoma bankruptcy attorneys can help determine alternatives to lead you to the best possible outcome.

Our Chapter 7 attorneys provide personalized support every step of the way and pride themselves on taking the time to sit down with you. It will only take moments for you to see and experience for yourself just how much we truly care for our clients' well-being.

With nearly 25 years of focused legal experience in areas pertaining to bankruptcy and consumer protection, Attorney Alexander Hilton II can be trusted to help you. As a testament to this, our chapter 7 bankruptcy attorney in Oklahoma has earned some of the highest client satisfaction ratings in the entire state. We look forward to helping you enjoy your life—free from the burden of debt.