Filing for Chapter 7 in Oklahoma

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There are few things more overwhelming than struggling with the heavy burden of debt. It could feel as though you are constantly rolling a boulder uphill only to have it roll down over you without any care for your welfare. Though your situation may feel helpless, you do have options with the help of our firm. At Alexander Hilton & Associates, our Chapter 7 bankruptcy attorney in Oklahoma never judges your situation.

Time is money, and unfortunately, the longer you wait to get help, the more dire your situation can get. Though it may seem tempting to just ignore the situation until it goes away, refusing to get help could actually end up being the worst possible thing you can do for yourself at this time.

How Filing for Chapter 7 Can Help You

When filing for Chapter 7, it is imperative that you understand what filing can do for you as a consumer debtor. First, an automatic stay will be put in place to halt all creditor and collection action. Though many people assume that bankruptcy simply wipes away all forms of debt, this is unfortunately not the case. Certain debts cannot be discharged through Chapter 7, such as debts incurred due to failure to pay child support.

Put an End to Your Debts by Filing for Chapter 7

Financial hardship can befall anyone for any amount of reasons. From failed business ventures to medical emergencies, debt can be experienced by anyone from any walk of life. At Alexander Hilton & Associates, we strive to provide reasonable solutions that can help you regain control of your finances and move forward in life.

Filing for Chapter 7 bankruptcy essentially allows you to have a fresh start. Often referred to as "debt liquidation," a debtor will sell any nonexempt property and use the proceeds from the property to settle any debts with creditors. Once your property has been seized, sold, and distributed, your debts can be discharged and you will no longer have an obligation to your creditors.

Before filing for Chapter 7, it is required that all consumer debtors must first take and pass a "means test." The means test essentially evaluates the individual's financial standing and determines if they have enough disposable income to qualify for Chapter 7. If the debtor has the reasonable financial means to pay off their debt, Chapter 13 may be a better option.

Providing Personalized Service Since 1990

Since our firm's inception in 1990, Alexander Hilton & Associates has been representing the rights and interests of consumers throughout Oklahoma. We take your rights, your interests, and your financial stability seriously. For this reason, our bankruptcy attorney in Oklahoma City never treats you like just another case file or number, providing personalized support every step of the way. We pride ourselves on taking the time to sit down with you, and it will only take moments for you to see and experience for yourself just how much we truly care for our clients' well-being. Clients are always our first priority.

From free consultations to flexible appointment hours, we devote all of our time and resources to making sure you are in a favorable possible position for success.

Contact Us Today for a Free Evaluation

Every case is unique, and for this reason, you must speak with a professional before taking matters into your own hands. Bankruptcy may not be the best option for certain individuals, and our skilled and experienced Oklahoma Chapter 7 attorney can help determine if alternatives can lead to the best possible outcome for you.

With nearly 25 years of focused legal experience in areas pertaining to bankruptcy and consumer protection, Attorney Alexander Hilton II can be trusted to help you. As a testament to this, our attorney in Oklahoma City has earned some ofthe highest client satisfaction ratings in the entire state. We look forward to helping you enjoy your life—free from the burden of debt.