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Bankruptcy vs. Debt Settlement in Oklahoma

Is debt settlement better than bankruptcy?

Answer - NO. Bankruptcy is superior to debt settlement. Debt Settlement companies charge substantially more than the cost of a Bankruptcy and can take years to settle only a portion of your debts.

  • Bankruptcy costs less and wipes out debt completely in 90 days.
  • Many people who enter debt settlement programs wind up being sued anyway, forcing them into bankruptcy after having wasted a lot of money needlessly.
  • You must pay tax on any debt forgiven by settlement. You pay no tax on any debt discharged in Bankruptcy.
  • Debt settlement does not help your credit score at all.

Debt settlement agents are not licensed attorneys. Although they frequently advertise "legal services", they are unlicensed, have taken no oath, and owe you no duty of competence. People in debt settlement programs usually get sued eventually. When they do, the debt settlement company advises them to find a competent Bankruptcy Attorney.

Clients Share Their Experience

"To be a good attorney, you have to focus on one thing. We know the law and we use the law to advocate for our client's best interests." - Alexander Hilton

  • “I will tell anyone that I highly recommend you and trust 100%.”

    Robert Wall

  • “I recommend Alex Hilton”

    Denise

  • “Pure Excellence”

    Moriah Donaldson

  • “Peace of Mind. Weight off my shoulders. The phone calls stopped cold.”

    Anonymous

  • “Worth every dollar !”

    Patty

  • “Highly recommend”

    Anonymous

  • “Thankful for Alex!!”

    Anonymous

  • “He worked hard on our mess of a Chapter 13 case. I will recommend him to anyone I know that is in need of a Bankruptcy Attorney.”

    Former Client

  • “Alex Hilton is a professional and experienced attorney with advanced legal knowledge.”

    S.K.

  • “He fought for me, and we won.”

    L.S.

  • “Amazing and down to earth”

    Roxanna K.

  • “Thankful to have Alex”

    Anonymous

  • “He offers a lot of great advice and does not rush you into making a decision.”

    Former Client

  • “Awesome attorney!!!”

    Anonymous

  • “I was terrified and overwhelmed and Mr. Hilton helped make an impossible situation manageable and he did so with patience and extreme kindness.”

    M&S B. Oklahoma City, OK

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