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Bankruptcy vs. Debt Settlement in Oklahoma

Is debt settlement better than bankruptcy?

Answer - NO. Bankruptcy is superior to debt settlement. Debt Settlement companies charge substantially more than the cost of a Bankruptcy and can take years to settle only a portion of your debts.

  • Bankruptcy costs less and wipes out debt completely in 90 days.
  • Many people who enter debt settlement programs wind up being sued anyway, forcing them into bankruptcy after having wasted a lot of money needlessly.
  • You must pay tax on any debt forgiven by settlement. You pay no tax on any debt discharged in Bankruptcy.
  • Debt settlement does not help your credit score at all.

Debt settlement agents are not licensed attorneys. Although they frequently advertise "legal services", they are unlicensed, have taken no oath, and owe you no duty of competence. People in debt settlement programs usually get sued eventually. When they do, the debt settlement company advises them to find a competent Bankruptcy Attorney.

Clients Share Their Experience

"To be a good attorney, you have to focus on one thing. We know the law and we use the law to advocate for our client's best interests." - Alexander Hilton
  • “Alex Hilton is a professional and experienced attorney with advanced legal knowledge.”

    S.K.
  • “Excellent Lawyer”

    Anonymous
  • “Professional all the way through”

    Brian
  • “Pure Excellence”

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  • “Unparalleled Legal Prowess”

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  • “Thankful for Alex!!”

    Anonymous
  • “Awesome attorney!!!”

    Anonymous
  • “Thank you again for helping me to get my life back”

    Thank you Alexander Hilton and Associates
  • “Highly recommend”

    Anonymous
  • “Alexander Hilton is a rare delight to work with when times aren't so good!”

    Jay Newton & Family
  • “I will tell anyone that I highly recommend you and trust 100%.”

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  • “Knows what he is doing!”

    Amber
  • “Excellent Attorney!”

    Anonyomous
  • “Glad I found this attorney!”

    Anonymous
  • “Amazing Attorney!”

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  1. Evening and weekend appointment availability
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  3. Personalized attention from start to finish
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